Major Government Programs

Indian Government, at all levels, announces Welfare Schemes for a cross section of the society from time to time. These schemes could be either Central, State specific or a joint collaboration between the Centre and the States. In this section, we have attempted to provide you an easy and single point access to information about several welfare schemes of the Government and their various aspects including eligible beneficiaries, types of benefits, scheme details etc.

S.NoSchemeMinistryDate of LaunchSectorProvisions
1Pradhan Mantri Suraksha Bima Yojana (PMSBY) Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)MoF2007InsuranceScheme extends the benefit of life insurance coverage as well as coverage of partial and permanent disability to the head of the family or an earning member of the family of rural landless households and educational assistance to their children studying from 9th to 12th standard as an extended benefit.
2The Atal Pension Yojana (APY)MoF9-May-15PensionSocial Sector Scheme pertaining to Pension Sector
3Bachat Lamp YojnaMoP2009Electrificationreduce the cost of compact fluorescent lamps
4Central Government Health SchemeMoHFW1954Healthcomprehensive medical care facilities to Central Government employees and their family members
5Deendayal Disabled Rehabilitation SchemeMoSJE2003Social JusticeCreate an enabling environment to ensure equal opportunities, equity, social justice and empowerment of persons with disabilities.
6Deen Dayal Upadhyaya Gram Jyoti YojanaMoP2015Rural Power SupplyIt is a Government of India program aimed at providing 24×7 uninterrupted power supply to all homes in Rural India
7Digital India ProgrammeMoC&IT1-Jul-15Digitally Empowered NationAims to ensure that government services are available to citizens electronically and people get benefited from the latest information and communication technology
8Gramin Bhandaran YojnaMoA31-Mar-07AgricultureCreation of scientific storage capacity with allied facilities in rural areas to meet the requirements of farmers for storing farm produce, processed farm produce and agricultural inputs. Improve their marketability through promotion of grading, standardization and quality control of agricultural produce.
9Indira Awaas YojanaMoRD1985Housing, RuralProvides financial assistance to rural poor for constructing their houses themselves.
10Indira Gandhi Matritva Sahyog YojanaMoWCD2010Mother CareA cash incentive of Rs. 4000 to women (19 years and above) for the first two live births 
11Integrated Child Development ServicesMoWCD2-Oct-75Child Developmenttackle malnutrition and health problems in children below 6 years of age and their mothers
12Integrated Rural Development ProgramMoRD1978Rural Developmentself-employment program to raise the income-generation capacity of target groups among the poor and The scheme has been merged with another scheme named Swarnajayanti Gram Swarozgar Yojana (SGSY) since 01.04 1999.
13Janani Suraksha YojanaMoHFW2005Mother CareOne-time cash incentive to pregnant women for institutional/home births through skilled assistance
14Jawaharlal Nehru National Urban Renewal Mission (JnNURM)MoUD3-Dec-05Urban Developmenta programme meant to improve the quality of life and infrastructure in the cities. To be replaced by Atal Mission for Rejuvenation and Urban Transformation.
15Kasturba Gandhi Balika VidyalayaMoHRDJul-04EducationEducational facilities (residential schools) for girls belonging to SC, ST, OBC, minority communities and families below the poverty line(BPL) in Educationally Backward Blocks
16INSPIRE ProgrammeDepartment of Science and Technology (India)  Scholarships for top Science students , Fellowships for pursuing PhD , Research Grants to researchers
17Kishore Vaigyanik Protsahan YojanaMoST1999 Scholarship program to encourage students to take up research careers in the areas of basic sciences, engineering and medicine
18Livestock Insurance Scheme (India)MoA EducationInsurance to cattle and attaining qualitative improvement in livestock and their products.
19Mahatma Gandhi National Rural Employment Guarantee ActMoRD6-Feb-06Rural Wage EmploymentLegal guarantee for one hundred days of employment in every financial year to adult members of any rural household willing to do public work-related unskilled manual work at the statutory minimum wage of Rs. 120 per day in 2009 prices.
20Members of Parliament Local Area Development SchemeMoSPI23-Dec-93 Each MP has the choice to suggest to the District Collector for, works to the tune of Rs.5 Crores per annum to be taken up in his/her constituency. The Rajya Sabha Member of Parliament can recommend works in one or more districts in the State from where he/she has been elected.
21Midday Meal SchemeMoHRD15-Aug-95Health, EducationLunch (free of cost) to school-children on all working days
22Namami Gange ProgrammeMoWRMar-95Clean & Protect GangaIntegrates the efforts to clean and protect the River Ganga in a comprehensive manner
23National Literacy Mission ProgrammeMoHRD5-May-88EducationMake 80 million adults in the age group of 15 – 35 literate
24National Pension Scheme 1-Jan-04PensionContribution based pension system
25National Scheme on Welfare of FishermenMoA AgricultureFinancial assistance to fishers for construction of house, community hall for recreation and common working place and installation of tube-wells for drinking water
26National Service SchemeMoYAS  Personality development through social (or community) service
27National Social Assistance SchemeMoRD15-Aug-95PensionPublic assistance to its citizens in case of unemployment, old age, sickness and disablement and in other cases of undeserved want
28Pooled Finance Development Fund Scheme    
29Pradhan Mantri Adarsh Gram YojanaMoRD23-Jul-10Model VillageIntegrated development of Schedule Caste majority villages in four states
30Pradhan Mantri Suraksha Bima YojanaMoF9-May-15InsuranceAccidental Insurance with a premium of Rs. 12 per year.
31Pradhan Mantri Jeevan Jyoti Bima YojanaMoF9-May-15InsuranceLife insurance of Rs. 2 lakh with a premium of Rs. 330 per year.
32Pradhan Mantri Jan Dhan YojanaMoF28-Aug-14Financial InclustionNational Mission for Financial Inclusion to ensure access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner
33Pradhan Mantri Gram Sadak YojanaMoRD25-Dec-00Rural DevelopmentGood all-weather road connectivity to unconnected villages
34Rajiv Awas YojanaMhUPA2013Urban HousingIt envisages a “Slum Free India” with inclusive and equitable cities in which every citizen has access to basic civic infrastructure and social amenities and decent shelter
35Rajiv Gandhi Grameen Vidyutikaran YojanaMoPApr-05Rural ElectrificationProgramme for creation of Rural Electricity Infrastructure & Household Electrification for providing access to electricity to rural households
36Rashtriya Krishi Vikas YojanaMoA1-Aug-07AgricultureAchieve 4% annual growth in agriculture through development of Agriculture and its allied sectors during the XI Plan period
37Rashtriya Swasthya Bima YojanaMoHFW1-Apr-08InsuranceHealth insurance to poor (BPL), Domestic workers, MGNERGA workers, Rikshawpullers, Building and other construction workers, and many other categories as may be identified by the respective states
38RNTCPMoHFW1997HealthTuberculosis control initiative
39Saksham or Rajiv Gandhi Scheme for Empowerment of Adolescent BoysMoWCD2014Skill DevelopmentAims at all-round development of Adolescent Boys and make them self-reliant, gender-sensitive and aware citizens, when they grow up. It cover all adolescent boys (both school going and out of school) in the age-group of 11 to 18 years subdivided into two categories, viz. 11-14 & 14–18 years. In 2014–15, an allocation of Rs. 25 crore is made for the scheme.
40Sabla or Rajiv Gandhi Scheme for Empowerment of Adolescent GirlsMoWCD2011Skill DevelopmentEmpowering adolescent girls (Age) of 11–18 years with focus on out-of-school girls by improvement in their nutritional and health status and upgrading various skills like home skills, life skills and vocational skills. Merged Nutrition Programme for Adolescent Girls (NPAG) and Kishori Shakti Yojana (KSY).
41Sampoorna Grameen Rozgar YojanaMoRD25-Sep-01Rural Self EmploymentProviding additional wage employment and food security, alongside creation of durable community assets in rural areas.
42SwabhimanMoF15-Feb-11Financial InclusionTo make banking facility available to all citizens and to get 5 crore accounts opened by Mar 2012. Replaced by Pradhan Mantri Jan Dhan Yojana.
43Swarnajayanti Gram Swarozgar YojanaMoRD1-Apr-99Rural EmploymentBring the assisted poor families above the poverty line by organising them into Self Help Groups (SHGs) through the process of social mobilisation, their training and capacity building and provision of income generating assets through a mix of bank credit and government subsidy.
44SwavalambanMoF26-Sep-10Pensionpension scheme to the workers in unorganised sector. Any citizen who is not part of any statutory pension scheme of the Government and contributes between Rs. 1000 and Rs. 12000/- per annum, could join the scheme. The Central Government shall contribute Rs. 1000 per annum to such subscribers.
45UdishaMoWCD Child CareTraining Program for ICDS workers
46Voluntary Disclosure of Income Scheme 18-Jun-97 Opportunity to the income tax/ wealth tax defaulters to disclose their undisclosed income at the prevailing tax rates.
47National Rural Livelihood Mission(NRLM)MoRDJun-11 This scheme will organize rural poor into Self Help Group(SHG) groups and make them capable for self-employment. The idea is to develop better livelihood options for the poor.
48HRIDAY – Heritage City Development and Augmentation YojanaMoUDJan-15Urban DevelopmentThe scheme seeks to preserve and rejuvenate the rich cultural heritage of the country.
49Sukanya Samridhi Yojana (Girl Child Prosperity Scheme)MoWCDJan-15 The scheme primarily ensures equitable share to a girl child in resources and savings of a family in which she is generally discriminated as against a male child.
50Smart Cities MissionMoUD25-Jun-15Urban DevelopmentTo enable better living and drive economic growth stressing on the need for people centric urban planning and development.
51Atal Mission for Rejuvenation and Urban Transformation (AMRUT)MoUD25-Jun-15Urban DevelopmentTo enable better living and drive economic growth stressing on the need for people centric urban planning and development.
52Pradhan Mantri Awas Yojana (PMAY)MoUD25-Jun-15HousingTo enable better living and drive economic growth stressing on the need for people centric urban planning and development.
53National Child Labour Projects(NCLP)Ministry of Labour and EmploymentJan-05 The objective of this project is to eliminate child labour in hazardous industries by 2010. launched in 9 districts in 1987 and has been expanded in January 2005 to 250 districts in 21 different states of the country Under this scheme, the target group is all children below 14 years of age who are working in occupations and processes listed in the Schedule to the Child Labour (Prohibition & Regulation) Act, 1986 or occupations and processes that are harmful to the health of the child.
54Antyodaya Anna YojnaNDA government25-Dec-00 Under the scheme 1 crore of the poorest among the (Below Poverty Line)BPL families covered under the targeted public distribution system are identified. Issue of Ration Cards Following the recognition of Antyodaya families, unique quota cards to be recognized an “Antyodaya Ration Card” must be given to the Antyodaya families by the chosen power.
55National Food Security MissionGovernment of India2007 for 5 years It launched in 2007 for 5 years to increase production and productivity of wheat, rice and pulses on a sustainable basis so as to ensure food security of the country. The aim is to bridge the yield gap in respect of these crops through dissemination of improved technologies and farm management practices.

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